Care Credit FAQs

What exactly is CareCredit?  
CareCredit is a health, wellness, and personal care credit card. CareCredit is more like a credit card than a standard loan because you can use and repay and reuse the balance over and over again.  

How is CareCredit different from a regular credit card?  
With a CareCredit card, you can use it to pay for out-of-pocket expenses not covered by medical insurance. Additionally, special financing options are available that you may not be able to get with other cards. 

Who is a good candidate for CareCredit?  
Anyone looking for a financing option to help pay for laser tattoo removal treatments (and additional health, wellness, and personal care needs, if desired).  

Why should I consider an option like CareCredit?  
 CareCredit provides a convenient way to pay for laser tattoo removal treatments as well as a way to pay for deductibles, unexpected expenses, copays and coinsurance, as well as costs not covered by insurance. One of the biggest perks is that it helps you forward with treatments the same day as applying – there’s no waiting for a card to come in the mail! CareCredit also provides a way to fit payments into your monthly budget. 

I’m interested in CareCredit; when should I apply?  
You can apply whenever you are ready to open a line of credit. That may be before you come into your clinic or once you’ve had a laser tattoo removal consultation and decide you’re ready to get started. The application process is quick and easy, so it’s convenient to apply whenever you feel ready. 

Where do I apply for CareCredit?  
Using your phone or personal computer, follow these steps:  
 
1. Go to eraserclinic.com/finance 
2. Click on your preferred clinic’s application link 
3. Fill out the brief application form 
4. Get an instant decision! 
 
If approved, you will receive a virtual card number that can be used immediately to process a New Transaction. You will receive a physical card in the mail as well. 

If more information is needed, just give CareCredit a call. They answer the phone immediately and are very helpful.  

Where can I use my CareCredit card?  
All of our Eraser Clinic locations accept CareCredit. Besides us, CareCredit is accepted at over 200,000 locations across the United States that fall under the following categories: Animal/Pet Care, Chiropractic, Cosmetic, Dental, Dermatology, Fitness, Hearing, Labs & Diagnostics, Medical Equipment and Supplies, Pharmacies/Personal Care, Primary Care/Clinics, Sleep, Spa, Specialists, and Surgery Centers.  

I’m done with my laser tattoo removal treatments. What happens to my CareCredit account now?  
Like any other credit card, as long as you are in good standing and you have available credit, you can use your CareCredit healthcare credit card anywhere the card is accepted. It is important to use your card at least once a year, however, in order to keep your account active.  

What kinds of promotions are available?  
 Promotions are added when our clinic staff processes your transaction. We offer the following promotions to any client using CareCredit: 
 
– 6 months deferred interest (aka same-as-cash). You will not pay any interest if you repay your amount in full within 6 months. 
 
– 12 months deferred interest (aka same-as-cash). You will not pay any interest if you repay your amount in full within 12 months. 
 
– Promotional interest rates are offered over 24, 36, 48, or 60 months. The longer the term you choose, the lower the monthly payment. You can always repay it sooner without any penalty.  

If you would like to see what your payments could look like, click on “Payment Calculator” in the CareCredit portal to see the different scenarios. 

I have more questions that aren’t answered here.  
The CareCredit website is an excellent resource for everything else you want to know. We recommend starting with their Frequently Asked Questions page.